Terms of use

By using Spank Fantasy you agree to these terms. These are Spank Fantasy's terms of use, and they apply to all users of the Spank Fantasy platform. "We", "our" or "us" refers to Spank Fantasy and our subsidiaries. "Spank Fantasy" refers to this platform and the services offered by us.

By using Spank Fantasy you agree to these terms and to the others we post on our website. Please read them carefully and let us know if you have any questions. For information about our data practices, please see our Privacy Policy, including our Cookies Policy. We can collect and use your information in accordance with those policies.

When you create an account you must provide us with accurate information.

To create an account you must be at least 18 years old and have your parent's permission.

To provide a membership as a writer, you must:
-Be at least 18 years old
-Provide us with a photograph of your passport + a photo of you holding your passport for verification purposes.

You are responsible for anything that occurs when anyone is signed in to your account, as well as the security of the account. Please contact us immediately if you believe your account is compromised.

You are responsible for all activity on your account. If you violate our policies we may terminate your account.

Don't do anything illegal, abusive towards others, or that abuses our site in a technical way. 

You can find more detailed information in the Security Policy which cover most issues, but if you find a new and creative way to hurt Spank Fantasy or our community we may take action to prevent it.

A 'Creator' or 'Writer' is someone who offers membership to customers on Spank Fantasy. There are a lot of details here involving payments, fees, taxes and restrictions that you should read in full if you are a writer.

To become a member simply launch your page to start your membership. Memberships are for your most passionate fans. You’re inviting them to be part of something exciting that gives them unique benefits, like additional access, exclusivity, and engaging experiences. In exchange, customers pay on a subscription basis.

As a writer, you make your membership available on Spank Fantasy, and we provide membership to your customers on a subscription basis. We also handle payments issues such as fraud, chargebacks and resolution of payments disputes.

We try to provide timely access to your funds, but you may occasionally experience delays in accessing your funds. We may also block or hold payments for violations of our policies or for compliance reasons, including collecting tax reporting information. When payments are delayed or blocked we try to communicate the reason to you promptly. If you have questions about a payments block, please reach out to us using contact form on the website. In order to protect writers, we may block customers’ payments if we believe them to be fraudulent.

Sometimes activities like refunds can put your account balance into the negative. If your balance becomes negative then we may recover those funds from future payments.

As a writer, there are two fees associated with your membership on Spank Fantasy. The first is the platform fee, which is 30% of your monthly income on Spank Fantasy. The second is the payment processing fee, which varies dependent on the currency selected by the writer.

Depending on your customers' locations, some banks may charge your customer a foreign transaction fee for their membership subscription. Spank Fantasy does not control this charge, but it is typically around 5%.

We do not handle most tax payments, but we collect tax identification information and report this to tax authorities as legally required. You are responsible for reporting any taxes.

The one tax we do handle on your behalf is VAT payments for electronically supplied services to customers in the EU. For the purpose of electronically supplied services, writers make a supply of those services to us, and then we supply them to the customer.

We don't allow creations and benefits that violate our policies:

To become a customer simply create an account, add your preferred payment method and join a writer's membership!

There are two types of membership subscriptions. One is a monthly subscription where you pay per month. The other is a per creation subscription where you pay based on the number of creations a writer posts in that month.

The timing and amount of each membership subscription depends on the writer you support. You can see the details as you join and in the receipt sent to you after each successful payment. You can view all your active membership subscriptions and billing history.

You may cancel your membership subscription at any time. We may grant refunds at our sole discretion.

In certain situations you may lose access to a writer's customer-only posts and benefits. These include when you cancel your membership subscription, your payment method fails, the writer blocks you, or the writer deletes their account. We are not required to allow you to be a customer of any particular writer.

Writers' memberships vary and we have limited control over the quality and specific offerings. We screen for fraudulent creator pages, but cannot guarantee the identity of creators or the validity of any claims they make. We appreciate your help reporting suspicious creator pages so we can keep Spank Fantasy safe.

If you are located in the EU, then VAT is added to the total charge. This is shown when you set up the initial membership subscription.

Depending on your location, some banks may charge you a foreign transaction fee for your membership subscription. Spank Fantasy does not control this charge, but it is typically around 5%. Please contact your bank for more information.

We proactively look at pages and posts on Spank Fantasy and review reported pages to identify potential violations of our guidelines.

We also investigate reports of potential violations. These investigations may take a while to resolve and may include looking at what is supported by funds received through Spank Fantasy.

In most situations we will work with writers to resolve any potential violations and allow the writer to continue using Spank Fantasy. Terminating accounts is not an action we take lightly and is done in only the most extreme cases.

Please let us know if you see potential violations by reporting it at our website using contact form

We are constantly testing out new features with the goal of making Spank Fantasy better. We may add or remove features, and often test features with a random subset of our community. If we believe a feature is significantly different from these terms, then we explain those differences in the test.

With your permission, we may give other websites or services the ability to verify information about your Spank Fantasy account or perform actions on your behalf. This permission is asked for when you connect your Spank Fantasy account to these other websites or services. You can learn more in our Privacy Policy.

You can delete your account. We can disable your account at our discretion.

You can permanently delete your account at any time by contacting us. We can terminate or suspend your account at any time at our discretion. We can also cancel any membership subscriptions and remove any descriptions, posts or benefits at our discretion.

You may not bring a claim against us for suspending or terminating another person's account, and you agree you will not bring such a claim. If you try to bring such a claim, you are responsible for the damages caused, including attorneys fees and costs.

These terms remain in effect even if you no longer have an account.

You keep complete ownership of all creations, but you give us permission to use them on Spank Fantasy. Make sure you have permission to use creations that you offer on Spank Fantasy.

You keep full ownership of all creations that you offer on Spank Fantasy, but we need licenses from you to operate Spank Fantasy effectively.

By posting creations on Spank Fantasy you grant us a royalty-free, perpetual, irrevocable, non-exclusive, sublicensable, worldwide license to use, reproduce, distribute, perform, publicly display or prepare derivative works of your creation. The purpose of this license is strictly limited to allow us to provide and promote memberships to your customers. We will never try to steal your creations or use them in an exploitative way.

You may not post creations that infringe others' intellectual property or proprietary rights.

Customers may not use creations posted by writers in any way not authorized by the writer.

You can use our copyrights or trademarks to promote your Spank Fantasy page, but can’t use them for anything else without our permission.

Our creations are protected. Some examples of our creations are the text on the site, our logo, and our codebase. We grant you a license to use our creations to promote your Spank Fantasy page. You may not otherwise use, reproduce, distribute, perform, publicly display or prepare derivative works of our creations unless we give you permission in writing. Please ask if you have any questions.

You will indemnify us from all losses and liabilities, including legal fees, that arise from these terms or relate to your use of Spank Fantasy. We reserve the right to exclusive control over the defense of a claim covered by this clause. If we use this right then you will help us in our defense.

Your obligation to indemnify under this clause also applies to our subsidiaries, affiliates, officers, directors, employees, agents and third party service providers.

We do our best to make sure Spank Fantasy works as expected.

Spank Fantasy is provided "as is" and without warranty of any kind. Any warranty of merchantability, fitness for a particular purpose, non-infringement, and any other warranty is excluded to the greatest extent permitted by law.

The disclaimers of warranty under this clause also apply to our subsidiaries, affiliates and third party service providers.

If you lose money as a result of using Spank Fantasy, any payment to you is limited to the amount of money we have earned through your use of Spank Fantasy.

To the extent permitted by law, we are not liable to you for any incidental, consequential or punitive damages arising out of these terms, or your use or attempted use of Spank Fantasy. To the extent permitted by law, our liability for damages is limited to the amount of money we have earned through your use of Spank Fantasy. We are specifically not liable for loss associated with unfulfilled benefits and from losses caused by conflicting contractual agreements.

For this clause "we" and "our" is defined to include our subsidiaries, affiliates, officers, directors, employees, agents and third party service providers.

For writers and customers who are consumers, we also follow the JAMS Policy on Consumer Arbitrations Pursuant to Pre-Dispute Clauses Minimum Standards of Procedural Fairness for consumer arbitrations done under these terms. For the purpose of an arbitration subject to the consumer standards, if any portion of these terms do not follow that standard, that portion is severed from these terms.

This clause does not limit either party's ability to file an action in a court with jurisdiction to seek injunctive or other equitable relief for disputes relating to intellectual property, proprietary data or to enforce this dispute resolution clause, including your agreement not to assert claims related to the suspension or termination of another person's account. In any such action, the court rather than an arbitrator must decide whether such a claim is arbitrable and must decide whether the party is entitled to the requested injunctive or other equitable relief.

Any disputes with us must be resolved as per English Law, in the UK.

If a lawsuit does arise, both parties consent to the exclusive jurisdiction and venue of the courts located in England, UK.

These terms and any referenced policies are the entire agreement between you and us, and supersede all prior agreements. If any provision of these terms is held to be unenforceable, then that provision is modified to the extent necessary to enforce it. If a provision cannot be modified, it is severed from these terms, and all other provisions remain in force. If either party fails to enforce a right provided by these terms, it does not waive the ability to enforce any rights in the future.

We may sometimes make changes to these terms and policies. If we make material changes that adversely affect your rights, then we will let you know before the changes come into effect. Continuing to use Spank Fantasy after a change means you accept the new terms or policies.

Effective immediately for users joining Spank Fantasy on or after January 1st 2025.